Experian’s most robust and comprehensive business credit report. The Business Profile report presents a current, objective picture of how a business handles its financial obligations. It provides actual trade payment experiences, public record information, company background, and comparative data, placing a company’s payment performance in context with its industry. The information is reliable, accurate and unbiased, allowing for an objective view of a company’s overall financial health. It features: Executive Summary, Historical payment guide, Significant derogatory data which allows you to identify any legal balances from liens, judgments, collections or bankruptcy, Days Beyond Terms (DBT), Industry DBT, Predicted, DBT, Actual Payment Experiences, 6 month payment trend, 15 month payment trend, Payment terms.
Personal credit report including credit score.
Included in this report – general information, possible bankruptcies, possible liens / judgments, corporate filings, business registrations, ucc filings, associated business, associated people, internet names registered to business, current and previous property ownership, possible motor vehicles at address, dun & bradstreet header report.
Included in this report – summary report, bankruptcy, liens / judgments, ucc filings, people at work, phones plus, drivers licenses, vehicle registrations, property, watercraft, faa pilots, faa aircraft, professional licenses, voter registration, hunting / fishing permits, concealed weapons permits, associates, relatives (3 degrees), neighbors, sex offenders.
This report helps you make connections between businesses and their authorized agents. The Fraud Defender score further flags high-risk warnings for business and consumer information. The higher the score, the more verified data is, allowing you to be confident in your business decisions.
Includes information such as entity name, name of person listed as registered agent, officers & directors of corporation, principal place of business, estimated number of employees, business telephone number(s), corporation charter number, federal tax id number*
Searches commercial lien filings. These records can help find assets used by businesses to secure commercial loans or to learn about financial relationships between individuals and businesses.
Searches the criminal history of a guarantor, principal, or other individual. Search county, state, or federal. This search can be on an individual or company.
The Patriot Act Name Search includes the following U.S. and foreign sanctions and watch lists. Lists notated with an asterisk (*) indicate a geographic-based sanctions list. This list is updated as organizations update their list.
These lists currently include:
- OFAC Specially Designated Nationals (SDN) & Blocked Persons
- OFAC Sanctioned Countries, including Major Cities & Ports*
- Non-Cooperative Countries and Territories*
- Department of State Trade Control (DTC) Debarred Parties
- U.S. Bureau of Industry & Security (formerly BXA) –
- FBI Most Wanted Terrorists & Seeking Information
- FBI Top Ten Most Wanted
- INTERPOL Most Wanted List
- Bank of England Sanctions List
- OSFI – Canadian Sanctions List
- United Nations Consolidated Sanctions List
- Politically Exposed Persons List
- European Union Terrorism List
- World Bank Ineligible Firms
Includes National Instant Criminal Search – a powerful, virtually instant multi-jurisdictional search of over 245 million state and county criminal records. This database is compiled from counties, Department of Corrections (DOC), Administration of the Court (AOC), and state sex offender registries from across the country. Also included in each search are national and international terrorism sources such as OFAC. This is an effective tool for discovering additional jurisdictions where criminal offenses may have occurred outside of an applicant’s indicated residential and employment address history. This search includes the National Sex & Violent Offender Database, and the National Security Database. Please see the jurisdiction notes below for specific coverage and limitations for each included jurisdiction. Also included in this search is a direct county criminal search in which the applicant resides.
This is a direct telephone verification of a reference (past landlord, bank, associate, etc.) that has been provided by the applicant.
Searches the National Sex Offender database.